Own It Now. Pay Over Time.
Split your purchase into manageable payments with Shop Pay Installments, powered by Affirm. Smaller orders can be paid in 4 interest-free installments; larger collection pieces can be spread across monthly plans. You’ll see your exact schedule — and any interest — upfront at checkout, before you commit. Checking your options takes under a minute and won’t affect your credit score.
Why Serious Collectors Finance
Build Now, Cash Later
Expand your collection today without depleting capital. Keep investments working while securing your pieces.
Zero Interest, Full Control
0% APR on approved purchases. No hidden fees, no prepayment penalties. Pay early anytime.
Instant Approval, Same-Day Ship
Real-time credit decision at checkout. Approved orders ship on normal schedule with expert concierge support.
Two Ways to Pay in Installments
At checkout, Shop Pay automatically shows the plans your order qualifies for. Choose the one that fits your budget.
Option 1
Pay in 4 — Interest-Free
Split the total into 4 equal payments, one every two weeks, over roughly six weeks. 0% interest and no fees when you pay on schedule.
Best for accessories and desktop or travel humidors. Typically available on eligible orders up to about $3,000.
Option 2
Monthly Financing
Spread larger purchases across monthly payments — commonly 3, 6, or 12 months. Your rate (from 0% APR for qualified buyers, up to a maximum of 36% APR) and full payment schedule are shown before you confirm.
Best for cabinet, electronic, and walk-in humidor builds. Available on eligible orders up to $17,500+.
Shop Pay Installments is a lending program provided by Affirm. Eligibility, plan availability, and interest rate are decided in real time using a soft credit check that does not affect your credit score. There are never hidden fees — the exact amount and schedule you see at checkout is what you pay.
How It Works
Add to Cart & Check Out
Shop as usual. At our secure Shopify checkout, choose "Shop Pay · Pay in installments" as your payment method.
Get a Real-Time Decision
Enter a few basic details for an instant eligibility check. Checking your eligibility will not affect your credit score.
Choose Your Plan
Pick Pay-in-4 (interest-free, every two weeks) or a monthly plan for larger orders. Your schedule and any interest are shown before you confirm.
Enjoy Your Humidor Now
Your order ships on the normal schedule — expert concierge support included on cabinet and electronic humidors.
Real-World Payment Examples
How the two plans look at different collection levels
Pay in 4 · Interest-Free
$2,352
$588 × 4
One payment every 2 weeks · 0% interest. Ideal for a desktop or travel humidor.
Monthly · 12-Month Plan
$4,752
from $396/mo
Over 12 months at 0% APR for qualified buyers. Cabinet & electronic humidors.
Monthly · 12-Month Plan
$6,387
from $532/mo
Over 12 months at 0% APR for qualified buyers. Walk-in sanctuaries & collection builds.
Examples are illustrative and assume on-time payment. Pay-in-4 is always 0% interest; monthly plans range from 0% APR for qualified buyers up to a maximum of 36% APR. Plan availability, term length, and your exact rate are determined by Affirm at checkout after a soft credit check that does not affect your credit score — you always see the full schedule before you commit.
"I financed my walk-in build so I could complete the project now and keep my cash reserves intact. The approval was instant, and the monthly payments fit perfectly into my budget. Best part? Zero interest, zero surprises."
Marcus T., Collector
Walk-In Sanctuary, $6,200 financed
Financing FAQ
What payment methods do you accept?
We accept all major credit cards, debit cards, and Shop Pay. With Shop Pay Installments you can also split eligible orders into payments — interest-free with Pay-in-4, or across monthly plans for larger purchases.
How does Shop Pay installment payment work?
At checkout you can choose between two plans: Pay-in-4 splits your total into 4 interest-free payments, one every two weeks; monthly financing spreads larger purchases over 3, 6, or 12 months. You pick the plan and see the full schedule — including any interest — before you confirm.
Do I need a Shop Pay account?
No account needed. Shop Pay Installments is offered right at checkout for eligible purchases, and you pay with any major credit or debit card.
Is there interest or hidden fees?
Pay-in-4 is always 0% interest with no fees. Monthly plans may carry interest — from 0% APR for qualified buyers up to a maximum of 36% APR — and the exact rate is always shown upfront before you commit. There are never hidden fees.
Is Shop Pay financing available on all products?
Pay-in-4 is available on most eligible orders, including smaller accessories, while monthly financing covers larger purchases up to $17,500+. Your available plans appear automatically at checkout.
Can I pay early with no penalty?
Yes. You can pay off your installments early at any time without penalty or additional fees.
Questions About Financing?
Our specialists are happy to walk you through payment options before you order. Call (888) 431-9214 or email support@dunnluxuryselections.com.
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